How to Accept Nirsal NIBLoan Offer 2021 |

How to Accept Nirsal NIBLoan Offer 2021 | The Nirsal Micro-finance Bank (NMFB) Non-Interest Banking, NIB Loan has commenced offering loans to applicants for the ongoing loan application for SME’s, Households and AGSMEIS.

If you have applied for the NIRSAL MFB Non Interest Loan, and you have been offered the loan pending your acceptance of the loan, then read this post on how you can accept the loan offer.

Nirsal NIBLoan Offer Acceptance Letter

Have you received an SMS from NFMB confirming that your NIB Loan application has been approved and waiting for you to generate an acceptance letter for the loan offer?

Apply Here: NIRSAL Non-Interest Loan for AGSMEIS and TCF 2021 –

Do you wonder and want to know how you can generate the acceptance letter and accept the loan offer? If your answer to these questions is yes, then read further below for answers and guide on how you can acceptance your NFMB NIBLoans Offer.

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How to Accept Nirsal NIBLoan Offer

To accept and get your NIB Loan Funds Disbursed to you, you need to first accept the offer of the loan when you receive an SMS of the approval of your application.

This is the second phase of the NIRSAL NIBLoans which requires you to do the following when you received a notification that your loan has been approved:

    1. Generate the Offer Letter and accept it
    2. Generate the Undertaking to Buy Agreement and accept it
    3. Input the details of the items to be financed. This must conform with the approved amount as shown on your offer letter.
    4. You will finally attach invoices for all the items to be financed.

Below is the step-by-step guide on how to carry out this acceptance of the loan offer on the Nirsal non-interest loan portal.

    1. Visit the NIBLOAN Portal via or the link sent to you in the SMS, it looks like
    2. Select Returning to Check Application Status
    3. Input your BVN and Last Name as it is arranged on your BVN.
    4. Skip the Application Reference Number field
    5. Check the Security Box (Google Captcha)
    6. Proceed to click on Submit
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You will then be prompted to view your loan acceptance letter and accept it.

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If you have further questions regarding applying or acceptance of the NIRSAL NIB LOAN, feel free to leave a comment below, and we will try to address the questions you have and help solve your confusion and challenges.


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  1. Pls someone deleted his acceptance letter mistakenly thinking it was scam. He does no the ref number pls how can he recover same. Thanks

    • Do you know your reference number?
      If you know it, send to this Whatsapp number 09039287555 and I will send you a new link to your acceptance letter.

      • Pls I don’t know because I didn’t even read the letter. The reason was that some one wanted to scam him that day by requesting bank details so when this nirsal SMS came with annoyance he thought it was the same ppl and he quickly deleted the acceptance offer letter and when I contacted the man in charge of the process he said he can’t help

  2. Bamusamuba zamfara

  3. I want to apply but I don’t know how to get it done

  4. I declined the buying undertaking because the agreement states that the money will be send to the vendor assign to me not to my account, I hope I’m not on the wrong side please educate me on this

    • Yes, you read and understood well, the loan is not a cash loan that will be sent to your account, instead they will buy you the items you specified in your application through their assigned vendor.

      This, many people didn’t know when they were applying.

  5. Muhammed Nafiu usman

    I have received Sms for the approval but fortunately, after I accepted the offer mistakenly I deleted the message how can I retrieve it

  6. Thanks for the update and information, but the portal is not going or takes very long time. Please how do we generate the undertaking to Buy Agreement please.As well as attachment of invoices for all the items to be financed

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